Property buying for FIFO, mining, oil and gas workers

You are not expected to be available. We work to your roster, not the market's. Every property we shortlist is physically inspected by us, filmed, and sent back with an honest read on what is wrong with it as well as what is right.

Decisions happen over a short call in your window, or by message if you are underground or offshore. Where you cannot sign in time, we work with your solicitor on the practical options, including electronic signing and power of attorney.

• In-person inspection with video and photos, not a portal link forwarded to you
• Building, pest and trade access arranged and attended on your behalf
• Auction bidding in the room while you are on shift
• Contract, finance and settlement dates set around your roster

Buying one good property is not a portfolio. The order matters, and so does what each purchase does to your borrowing capacity for the next one.

We start with what you are actually building toward. Replacing the roster income in ten years is a different plan to funding school fees or getting off site by fifty. That answer decides whether the first purchase should chase growth, yield or serviceability headroom.

• What each purchase does to your capacity for the next one
• Growth versus yield weighting for your stage and timeframe
• Holding cost stress tested against a roster ending or rates moving
• Ownership structure discussed with your accountant before you buy, not after

Your income already depends on one commodity, one employer and often one region. Buying an investment property in a mining town doubles down on the same bet. When the project winds back, the roster and the rent stop at the same time and the resale market goes quiet in the same quarter.

We are not against regional property. We are against your income and your assets sharing the same risk. That usually means putting the portfolio in markets with a broad employment base, and being deliberate rather than sentimental about where you already live.

Site allowances, living away allowances, overtime and bonuses are treated differently by every lender. Two banks can look at the same payslip and land more than a hundred thousand dollars apart on what they will lend.

We are not brokers and we do not take commissions from them. We will introduce you to brokers who genuinely understand resources income, and we build the search around a written capacity figure rather than a rough guess, so nothing falls over at finance.

Not every purchase is an investment. Plenty of the people we act for are buying a family home in Brisbane or on the coast while the work is elsewhere.

The brief is different. Proximity to the airport for early flights, a house your partner can manage alone for weeks at a time, low maintenance outdoor space, and a suburb with people around rather than a new estate that empties out at 8am.

We buy off-market where we can and work openly with selling agents across Brisbane and South East Queensland where we cannot. Both matter. Agents call us before a listing goes live because we transact, and because our buyers can move without needing three weekends to think about it.

For someone on a roster, that early call is often the difference between seeing a property and hearing about the sale afterwards.