Building a residential investment portfolio
Most investment property is sold to people, not bought by them. House and land packages, off the plan stock and interstate seminars all pay someone a commission to put you into an asset that suits their inventory.
We sit on your side of the table. We hold no stock, take no rebates and are paid only by you, so what gets recommended is whatever holds up under the numbers.
Strategy before stock
The order of purchases matters as much as the properties themselves. What you buy first decides what you can buy next, and the wrong first asset can stall a portfolio for years.
We start with what the portfolio has to achieve and by when, then work back to whether the next purchase should be weighted to growth, yield or serviceability headroom.
- Growth versus yield weighting for your stage and timeframe
- The effect of each purchase on capacity for the next
- Holding costs stress tested against vacancy and rate movement
- Ownership structure discussed with your accountant before you buy
Suburb and asset selection on data
We look at employment breadth, supply pipeline, rental depth, vacancy, days on market and infrastructure that is funded rather than announced. A suburb with one industry behind it carries a risk that does not show up in the yield figure.
At the property level, land content, floor plan, orientation, body corporate position and maintenance profile all decide whether the return you modelled survives the first five years.
Underwriting before you commit
Every property we recommend comes with the numbers written down. Achievable rent based on comparable leases rather than an agent estimate, all holding costs including land tax, insurance, rates, management and maintenance, and what the position looks like at a higher rate.
If the numbers do not work, we say so and move on. We are not paid to transact for the sake of it.
Off market and agent relationships
A meaningful share of what we buy never reaches a portal. We approach owners directly and we work closely with selling agents across Brisbane and South East Queensland, so we hear about stock and price adjustments before the market does.
Portfolio Pathway Call
A 20 minute call to work out what the next purchase should be, what it needs to return, and what we would avoid. No pitch and no obligation.
- 01Where you are now: equity, income, existing property, structures
- 02What the portfolio has to achieve, and by when
- 03What we would buy next, and what we would not touch
- 04How the process runs from here
- Do you sell house and land or off the plan stock?
- No. We hold no stock and accept no rebates or commissions from developers or sellers. We are paid by you only.
- Can you buy inside my SMSF or trust?
- Yes. We work alongside your accountant and adviser on structure and buy to the requirements that apply to the entity.
- What does it cost?
- Residential purchases are a 2% + GST success fee on the purchase price, with an initial engagement fee at the start of the mandate.
- Will you review the properties I already own?
- Yes. A portfolio review looks at whether what you hold still supports where you are going, and whether the next move is a purchase, a refinance or a sale.
- Do you buy outside Brisbane?
- Yes, across South East Queensland and selected regional markets where the employment base is broad enough to support the risk.
Healthcare, FIFO, Mining, Oil & Gas
For people on swing rosters with strong income and no time. We do the searching, inspecting and negotiating while you are on site.
Business Owners & Operators
For owners who are tired of paying rent and want the building on their own balance sheet, including SMSF purchase and lease back.
Home Buyers & Families
For first home buyers, upsizers and families who are working full time and losing weekends to open homes.
Retail, Commercial & Industrial Investors
For investors moving into tenanted retail, office and industrial assets, where the lease and the tenant matter as much as the building.
Property Developers
For developers sourcing sites, from single infill blocks through to englobo land, with feasibility tested before you commit.